Budgeting Money.

A few nights ago, my mom and I had a long conversation about money and moving out. I was asking her how you go about figuring out how much money you need to make in order to move out and still be able to pay bills – the one thing that stresses me out about moving out is doing so and then getting stuck in a rut because I can’t pay bills. She basically told me that I would just have to setup a budget and that the easiest way to do so is write down how much I need a month for rent and then about how much bills like electric, gas and water will cost and then add in anything extra like cable etc; which I already knew but I wanted to get her opinion and ask her for advice. At least when it comes to this type of stuff there is budgeting software out there that makes it a little bit easier, especially if you aren’t very money savvy.

Luckily, I’m not a big spender and even my mom said that both my brother and I are very good about not blowing our money when we do it. I think a lot of that comes from the fact that while we were growing up and especially after my parents got divorced, we didn’t have a lot of money and often times lived paycheck to paycheck. My brother and I don’t ask for much and when we do ask for something it’s for the essentials like clothing or food and we wait until the very last minute to ask; we like being independent and knowing we can afford and take care of things ourselves. The last thing I want is to move out on my own for the first time, not budget correctly to afford the bills I have and fail…having to crawl back to my mom with my tail between my legs. Sure, it’ll be a bit easier with Alan and us splitting things down the middle but even then, he’ll be making the most as I’ll only be working part time while I’m in school. We’ll see…I know it’ll work out but I’m trying to not kill my brain thinking about it :P Keep your fingers crossed for me tomorrow and Tuesday when it comes to my interviews!

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